01
How much equity can I take out of my Ontario home?
A practical way to estimate available equity, combined loan-to-value and the cash that may remain after fees.
Read guideMortgage insights
Understand the decision
behind the number.
Clear Ontario mortgage explanations, worked examples and practical tools—written for people making real property and financing decisions.
02
The true cost of a private mortgage in Ontario
Interest is only one part of the cost. Learn how lender fees, brokerage fees, legal costs and the exit plan affect the result.
Read guide03
Toronto vs. Markham land transfer tax: what changes?
Toronto buyers may pay both provincial and municipal land transfer tax. Compare the estimated difference before making an offer.
Read guideBuilt as a knowledge centre
Four connected topic areas.
Each guide connects to a calculator, a mortgage situation and the next useful question. New authors and licensed reviewers can be added as the business grows.
01
Buy & qualify
Affordability, income, stress tests, down payments and closing costs.
02
Private & equity
Second mortgages, private costs, net proceeds, debt and exit plans.
03
Renew & refinance
Payment changes, penalties, equity take-out and switching options.
04
Borrower situations
Self-employed, newcomer, credit and investment-property scenarios.